Considering the global turbulence from destabilizing events such as physical conflicts, freak weather and pandemics, financial wealth has never been more critical for a nation and its citizens so that daily life can continue. Money is needed for daily necessities such as food, medication, appropriate clothing and fuel. When faced with unexpected events such as retrenchment and newly detected health issues, citizens would also have to tap on the monetary buffer that should have been built up during less challenging times. Considering the current state of international affairs and employment prospects, one potential way to disrupt a nation’s peace and stability could be stealing their citizens’ monetary savings via financial scams and fraud.